Private business funding · since 2020
Lender Network

A panel curated over a decade.

Every Rhythm Capital engagement draws on relationships with institutional banks, SBA-preferred lenders, private credit funds, and specialty finance partners. Below, the shape of the network that backs every file we underwrite.

50+
Active Relationships
$1.2B
Placed to Date
14
Capital Categories
48hr
Median Term Sheet
By Tier

How our lender panel is structured.

We maintain active relationships across every major capital tier. Your application is matched thoughtfully — never blasted across the panel — so you see only the lenders whose appetite, pricing, and structure fit your business.

Tier I.

Institutional & National Banks

Large-cap commercial banks and nationally chartered institutions offering the most competitive pricing for well-established businesses with strong credit profiles.

  • Loan size$500K – $50M+
  • Typical rate5.5 – 9%
  • Term3 – 25 years
Tier II.

Regional Commercial Lenders

Mid-sized regional banks with deep industry expertise and flexible underwriting — ideal for growing businesses that value relationship-based lending.

  • Loan size$100K – $10M
  • Typical rate7 – 12%
  • Term1 – 10 years
Tier III.

SBA-Preferred Partners

SBA 7(a), 504, and Express lenders authorized for preferred-lender status — enabling faster approvals and government-backed loan structures.

  • Loan size$25K – $5M
  • Typical ratePrime + 2.75 – 4.75%
  • Term10 – 25 years
Tier IV.

Alternative & Fintech Capital

Technology-driven lenders and revenue-based finance providers — rapid capital for businesses needing speed, flexibility, or unconventional structures.

  • Loan size$10K – $2M
  • Typical rateFactor 1.1 – 1.4×
  • Speed24 – 72 hours
Tier V.

Private Credit & Specialty Finance

Private capital funds, family offices, and specialty lenders — sophisticated structures for acquisitions, recapitalizations, and complex growth scenarios.

  • Loan size$1M – $100M+
  • Typical rateBespoke
  • StructureTerm & mezzanine
Tier VI.

Commercial Real Estate Capital

Dedicated CRE lenders for acquisition, refinance, bridge, and construction financing across asset classes — from owner-occupied to multi-family.

  • Loan size$250K – $50M+
  • LTVup to 80%
  • Term5 – 30 years
By Category

Capital types we regularly place.

Each category is served by a dedicated subset of our lender panel. We match based on your business profile, time horizon, and structural preferences — not on whichever partner pays the highest referral fee.

Working capital & lines of credit
Active across 18 partners

Revolving credit facilities and term loans for day-to-day operations, inventory purchases, and short-term growth. Structured to provide flexibility without fixed repayment schedules.

Business Line of Credit Revenue-Based Financing Invoice Factoring AR Financing
SBA loans
Active across 12 partners

Government-backed financing with favorable rates and terms. Our SBA-preferred partners can approve and fund faster than non-preferred lenders — a meaningful advantage when timing matters.

SBA 7(a) SBA 504 SBA Express SBA CAPLines
Equipment financing
Active across 9 partners

Dedicated equipment lenders offering competitive structures on machinery, vehicles, technology, and specialty assets — with the equipment itself serving as primary collateral.

Equipment Term Loans Equipment Leasing Sale-Leaseback Fleet Financing
Commercial real estate
Active across 14 partners

Full-spectrum CRE capital from acquisition to refinance to construction. Our real estate panel includes agency lenders, portfolio banks, private debt funds, and bridge providers.

Acquisition Refinance Bridge Construction Owner-Occupied Multi-Family
Corporate credit building
Direct program

Our proprietary tradeline, vendor credit, and business credit-building program — enabling clients to establish strong business credit independently of personal guarantees.

Tradelines Vendor Accounts D&B Profile Build Net-30 Accounts
Featured Partners

A representative sample.

A note on disclosure: Specific lender relationships are confirmed during the engagement process. The names below represent our active-panel structure; actual placement depends on your business profile, credit standing, and chosen capital category. A full lender match is provided within 24 hours of application.

PARTNER
National Bank Partner A
Tier I · National
PARTNER
Regional Capital Group
Tier II · Regional
PARTNER
Preferred SBA Lender
Tier III · SBA
PARTNER
Specialty Finance Partner
Tier IV · Alternative
PARTNER
Private Credit Fund
Tier V · Private
PARTNER
CRE Capital Partners
Tier VI · Real Estate
PARTNER
Equipment Finance Group
Equipment
PARTNER
Revenue Finance Partner
Alternative

Ready to be matched to the right lender?

A single application. A dedicated specialist. A curated short list of lenders whose appetite, pricing, and structure fit your business — delivered within 24 hours.

Begin Application
No cost · no commitment · no hard credit pull

"Lender partners" refers to institutions with which Rhythm Capital maintains active referral, correspondent, or brokerage relationships. Rhythm Capital is not a direct lender. All loan terms, approvals, and funding decisions are made by the underlying lender. Rates and terms illustrated are representative ranges, not guaranteed offers; actual pricing depends on borrower qualifications.