Terms of Service

Last updated: December 2024

Welcome to Rhythm Capital. By accessing or using our website and services, you agree to be bound by these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By accessing our website or submitting an application through our platform, you agree to these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.

2. Description of Services

Rhythm Capital provides business funding referral and brokerage services. We connect businesses with lending partners who may offer various financing products including:

• Working capital loans
• Term loans
• Business lines of credit
• SBA loans
• Equipment financing
• Commercial real estate loans

We are not a direct lender. All financing decisions are made by our lending partners.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Own or be authorized to represent a legitimate business
• Provide accurate and truthful information

4. Application Process

When you submit an application:

• You authorize us to share your information with lending partners
• You consent to credit checks and verification of information
• You understand that submitting an application does not guarantee approval
• You agree to provide additional documentation if requested

5. No Guarantee of Funding

We do not guarantee that you will receive funding. Approval decisions are made solely by our lending partners based on their underwriting criteria. We are not responsible for any lending partner's decision to approve or deny your application.

6. Accuracy of Information

You agree to provide accurate, current, and complete information in your application. Providing false or misleading information may result in denial of your application and potential legal consequences.

7. Fees

Rhythm Capital does not charge upfront fees to borrowers for using our referral services. Any fees associated with your financing will be disclosed by the lending partner before you accept any offer.

8. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Rhythm Capital and is protected by copyright and other intellectual property laws.

9. Limitation of Liability

To the maximum extent permitted by law, Rhythm Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or any financing obtained through our platform.

10. Indemnification

You agree to indemnify and hold harmless Rhythm Capital, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.

11. Modifications

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes constitutes acceptance of the new terms.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: [email protected]
Phone: (800) 555-1234
Address: New York, N