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Compare our funding partners below. Each partner lists its qualification criteria — credit score, loan amount, time in business, and documentation — so you can pick the track that fits your profile. Your existing file, documents, and specialist assignment carry over.
ROK Financial
Our preferred business financing partner — fast working capital, term loans, SBA, lines of credit and equipment financing. One application delivers multiple offers, with funding as fast as the same day. Client referrals route through Rhythm Capital.
RCN Capital
A nationwide private direct lender for investment real estate only — 37,000+ deals funded since 2010. Non-owner-occupied properties with an entity borrower (LLC or corporation). Interest charged only on your outstanding balance, never on the rehab holdback.
Fix & flip
Up to 95% of purchase + 100% of renovation costs, capped at 75% of after-repair value. Interest only on drawn funds, not the holdback.
- Up to 95% purchase + 100% rehab · 75% ARV cap
- FICO 650+ · 12–24 month terms
- 1–4 unit, condos, townhomes
- No prepayment penalty on flips
- Rates from ~9.24% for experienced flippers
New construction
Ground-up construction financing covering the full build from start to finish, with draw-based funding.
- 18-month term · rates from 9.84%
- FICO 650+
- Residential investment builds
- Draw schedule tied to milestones
- Exit by sale or DSCR refinance
DSCR rental
True long-term rental financing qualified on property cash flow — 30-year fixed, hybrid ARMs, and interest-only options.
- Purchase up to 80% LTV · cash-out 75%
- FICO 660+ · appraised value $100K+
- 30-yr fixed, 5/1 · 7/1 · 10/1 ARMs, IO options
- 1–4 family, condos, townhomes, PUD
- Streamlined bridge-to-perm refinance
Multifamily bridge
Short-term bridge, fix & flip, and rental financing for 5+ unit apartments and mixed-use (70%+ residential).
- Bridge: up to 75% as-is purchase
- Flip: up to 80% purchase + 100% reno
- 5+ unit apartments · mixed-use 70%+ resi
- Cash-out available to 65–70%
- Entity borrower · nationwide
Our lender network
Applications handled directly by your Rhythm Capital advisor and matched across our full lender network. We prepare your file, financials, and submission.
Business loan
Working capital, term loans, equipment financing, lines of credit, and commercial real estate through our lender network.
- $25K to $500K via SBA program
- Working capital in 7–14 days
- We prep financials & tax returns
Personal loan
Personal financing for qualified applicants with clean credit profiles. Includes debt consolidation and stated-income products.
- Up to $100K with strong credit
- Soft-pull pre-qualification
- Credit repair available if needed
Every client has a dedicated advisor who matches the right product to your situation, prepares documents, and handles lender submission from intake to close.